Wealth management —

Delegate and relax with VP Vida

The choice of investment strategy – and how that strategy is implemented – plays a key role in determining whether investors achieve their financial goals. Far too often, “strategic” is confused with “static” in investing. A portfolio should be reviewed regularly. That’s why we analyse the markets for you on a daily basis and actively manage your portfolio based on the investment strategy defined in conjunction with you. Ensuring that you have a robust portfolio is our top priority, which is why your assets are always invested in a broadly diversified approach. We also protect your portfolio against currency risks and take sustainability criteria into account in the selection of investments.

The investment process applied by VP Bank distinguishes between the investment strategy and investment tactics. The investment strategy defines the long-term composition of the portfolio and typically has a time horizon of several years, whereas the investment tactics define targeted, time-limited deviations from the investment strategy in order to either reduce risks in the portfolio or to improve the return prospects. Investment tactics are revised on a monthly basis, although this can also be done on an ad hoc basis in the event of extraordinary market events.

However, successful wealth management also depends on other factors. As well as offering you a range of suitable discretionary mandates to help you achieve your financial goals, we also provide assistance in terms of sustainability. At VP Bank, we are convinced that taking sustainability criteria into account leads to better investment decisions for you as a client. That’s why our VP Vida mandate lines are also available as a Sustainable Plus. This makes them particularly well suited to investors who wish to align their investments with ESG and be involved in setting the focus areas.

Our investment solutions offer you a variety of options when it comes to wealth management. Both your situation and your needs as an investor are met, as each of our solutions is designed to take your individual requirements into account while at the same time tapping into optimal opportunities on the financial markets. We focus in particular on careful risk assessment and management to achieve the best possible results for your portfolio. Our broad range of mandate solutions – from tailored investment strategies to comprehensive fund approaches – allows us to remain flexible when reacting to changes in the markets and give you an edge in the dynamic world of finance. Our goal is to work with you to develop a strategy that not only meets your financial expectations but also achieves long-term, sustainable success.

No matter which option you choose, our portfolio managers always invest your assets according to your expectations and preferences. Our research team will help you keep an eye on developments in the economy and the financial markets, allowing you to draw your own conclusions. In addition, our ITC, chaired by our Chief Investment Officer, meets at least once a month to make decisions on tactical portfolio allocation. You can find our assessment of the various asset classes in our monthly publication "Our View".